Can You Lease a Car with Bad Credit?

Car finance paperwork

There’s no doubt that to certain buyers in Baytown, the benefits that come with leasing are clear. Lower down payments, lower monthly payments, and more! However, many drivers in Deer Park ask us one burning question: ‘can I lease a car with bad credit?’
So, can you lease a car with bad credit? You absolutely can with help from the finance team at Baytown Nissan. Of course, a strong credit score is going to work to your advantage, but it is certainly possible to lease a new car with bad credit. Find out how with our team!

Getting Lower Lease Payments with Bad Credit

One of the main benefits of leasing a new Nissan near Beaumont is lowering your monthly payments, and that’s even more important when you have poor credit. If you want to finance without a strong credit score, financing will likely come with uncomfortably high payments.

You can fit a lease around your budget by:

  • Checking your credit score through a bank or credit reporting agency before you apply.
  • Drafting a budget and using it to find a car that fits your needs. Remember to keep leasing specials in mind as you do.
  • Saving a larger down payment to reduce your monthly payments.
  • Collecting several months of pay stubs to ensure you can prove your income.

Is it Easier to Lease a Car with Bad Credit?

A good credit score lets lenders know you’re more likely to make payments in-full and on-time, which is why they’re often willing to offer those with a strong credit history more advantageous terms.
That being said, it’s easier to lease a new car with bad credit than financing with bad credit, as you’re not being asked to cover the vehicle’s entire value. You may need to pay a little more than someone with good credit, but your monthly payments will still be lower than with a finance agreement.

Get Help with Leasing by Taking Advantage of Our Finance Specials

Now that you know the answer to, “can you lease a car with bad credit,” it’s time to begin your journey with Baytown Nissan today! Contact us to learn more about how we can help you lease a new car with bad credit.

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Baytown Nissan 29.8074157, -94.9728622.